BUSINESS LOANS FROM 2.0% FOR SMEs WITHOUT COLLATERAL

Apply today and get a free quote within 48 HOURS!

Easy

Apply online for a business loan without going to a physical bank and forget about unnecessary documents.

Fast

Make a non-binding credit request in less than 10 minutes and get a credit decision within 48h.

SME Friendly

Benefit from SME loans with flexible terms, free early repayment and without any collateral.

Nigeria's #1 private
SME financing platform

LENDIGO allows Nigerian SMEs easy, fast and reliable access to working capital according to their individual requirements and suited to their company needs..

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THE WAY TO YOUR SME CREDIT

REGISTER

Set up an account with LENDIGO in minutes – easy, without obligation and for free – to access the fastest business loan in Nigeria.

APPLY

Apply with your business information and supportive documents and receive a non binding SME credit proposal within 48h.

CREDIT

Receive the loan directly and instantly into your account after loan approval and acceptance of the loan offer.

WHAT WE OFFER

Our financial tech products are backed by big data and machine learning. This enables us to provide the right loans to each individual business without cumbersome documentations.

INVOICE DISCOUNTING

Traditional invoice discounting frees up working capital for SMEs by leveraging account receivables as invoices to get a quick loan to bridge the gap until the next payment.

DISTRIBUTOR FINANCE

Our innovative distributor finance model offers working capital injections along the supply chain of fast moving consumer good distributors.

E-COMMERCE MERCHANT FINANCE

Online sellers with our partner platforms are qualified to request a loan to stock up their inventory and boost their sales on the platform.

POS

POS finance is a new model for retailers to access working capital by simply using POS terminals instead of handling cash.

OUR ACHIEVEMENTS

We were founded back in 2016 as invoizPAID in Lagos, Nigeria and transitioned in 2019 to LENDIGO. Our strong footprint and traction in the market is a result of our motivation, ambition and discipline to reach our high targets.

2bn+ Naira

in loans disbursed

1000+

loans disbursed

300+

clients

WHAT OUR COSTUMERS THINK ABOUT US

DEVANAND NATARAJAN

LENDIGO has helped my business improve its liquidity and also enabled us to unlock cash from our invoices.

BAMIDELE AKINBODE

I find LENDIGO very efficient. Their funding has helped me to stock up my inventory. I would definitely recommend LENDIGO to other business owners.

PRATEEK ARORA

LENDIGO has helped build a smooth sustainable working relationship with our suppliers.

THE DIFFERENCE TO OTHER FINANCIAL INSTITUTIONS AND CREDIT PROVIDERS

LENDIGO

Fast processing time and short decision making

No collateral or cumbersome paperwork

No brick and mortar hence good rates

Full overview of all costs immediately and up front

Early repayment at any time without additional costs

Alternative financing independent of current loans

Traditional Credit Providers

Long decision-making process up to several months

Cumbersome paperwork and processes

Unfavourable interest rates for SMEs

Complicated terms and conditions with hidden costs

With early repayment usually high fees involved

Loans often in combination with other products

FREQUENTLY ASKED QUESTIONS

Favorable: We concentrate on the essentials and don’t have branches. Therefore, from these savings, you profit as a borrower in the form of favorable interest and fees.

Fast: Clear processes and fast feedback are particularly important to us. We clearly designate the necessary documents and provide you within 48 hours with an offer. So nothing stands in the way of a quick completion.

Flexible: With LENDIGO you have a competent partner for your corporate financing, quite apart from your commercial bank. We do not require any typical banking collateral from your company. In addition, you are completely flexible in the design of your financing. Early repayments are possible at any time free of charge.

● You can register for free with LENDIGO and apply for a loan. There are no additional fees for you, if you take the loan, only the agreed interest and processing fee. Early repayments are also free and can be made anytime.

● Our monthly interest fees start from 2.0% and our processing fees from 0.5%. Our rates are very competitive as micro-finance banks charge from 5.0% and our competitor's charges between 7.0-13.0% monthly.

YES. We are one of the first innovative fin-tech companies who posses a Company Lending Licence.

● We offer short-term loans up to a maximum of 6 months. A loan tenor up to 12 months can be approved but this is subject to approval and based on additional criteria.

● Once we have received your complete documents, we will review them within 48 hours and make you a loan proposal. If you agree to our financing proposal, your loan amount can be financed and paid within an average of one week. Therefore, the faster you provide us with the necessary documents, the faster the application process runs.

● No. The loan request and the verification of your application are completely free of charge.

● Your personal data will always be treated with due discretion. All transactions and data are subject to high security standards. Data is transmitted SSL-encrypted and is not visible to third parties. The correct handling of the data of our customers is monitored by the independent, external data protection service provider.

● Apply fully online and request your loan. You will immediately receive all further information by e-mail. Shortly thereafter, we will contact you by phone and discuss all necessary documents and further steps.

● Our credit experts check your documents and carry out a free credit check. Within 48 hours of receiving your documents, you will receive a credit decision from us.

● Once we have agreed to our financing proposal and all contracts have been concluded, the loan amount will be transferred to your business account.

OUR PARTNERS

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GET IN TOUCH

  • info@lendigo.ng

  • +234 812 289 1078

  • 23 Agodogba Ave,
    Parkview Estate,
    Ikoyi,
    Lagos